Surf Coast Finance is a Credit Representative No 504734 of eMOCA Pty Ltd ACL No 390312      

ABN 84 622 735 497     Member of the FBAA M-339563 

Nicola Tucker Finance Pty Ltd is a Credit Representative No 505677 of Loan Market Pty Ltd ACL No 390222

ABN 77 623 726 474     Member of MFAA 403341

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SURF COAST FINANCE

We help local families and businesses with a wide range of finance needs

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HOME LOANS

Navigating the entire mortgage process can be time consuming and confusing. There are unfortunately ways to get tripped up that we can help you avoid.  And importantly many opportunities to reduce you debt quicker than the banks will tell you about. We’ll help you increase your chances of a fast approval through a well-prepared home loan application and keep you informed so you’ll know where you stand every step of the way.

INVESTMENT LOANS

We’ll help you structure your personal and investment loans to reduce cost and maximise tax efficiency.

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COMMERCIAL LOANS

Access the finances needed to cover operational costs of your major and minor capital expenses. When you need short or long-term business funds to give you cash flow relief for invoices, wages, and business overheads, we can assist by devising a strategy that will compare and find the best commercial loans to suit your budget and needs.

CONSTRUCTION LOANS

Based on your budget, design work and builder negotiations, we’ll help you secure the best financing deal.  We'll then manage the whole process between the builder and the bank, so you can focus on building your dream home.

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ASSET & EQUIPMENT FINANCE

Whether it’s a car for personal use, or business-critical equipment, we can source you the right finance with the appropriate terms for your cashflow.

DEBT CONSOLIDATION

For any number of reasons, we can find ourselves under water with debt commitments.  Refinancing debts under your home loan reduces interest, repayments and gets you back in control.

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DEPOSIT BONDS

For any number of reasons, cash may not be available at the time a deposit for a property is required.  For a range of purposes, and a wide spread of borrowers, Deposit Bonds can provide access to a fast cash alternative at very reasonable prices.